Bank Oof India Credit Officer Recruitment 2025: Bank of India has announced the recruitment of credit officers under Project No. 2025‑26/01.
The recruitment offers 514 vacancies for the post of Credit Officer (General Banking Officer – GBO). Positions are available in MMGS‑II, MMGS‑III, and SMGS‑IV scales.
Candidates can apply online only through the official website www.bankofindia.bank.in. The selection process will include an online exam and/or interview.
The job location is All India, depending on the bank’s requirements.
Eligible candidates should apply now to build a career with a reputed public sector bank.
Bank of India Credit Office Recruitment 2025 Notification Overview
| Particulars | Details |
| Bank Name | Bank of India |
| Recruitment Name | Bank of India Credit Office Recruitment 2025 |
| Post Name | Credit Officer (General Banking Officer – GBO) |
| Scales | MMGS‑II, MMGS‑III, SMGS‑IV |
| Total Vacancies | 514 |
| Project Number | 2025‑26/01 |
| Mode of Application | Online only |
| Job Location | All India, as per bank requirement |
| Selection Process | Online exam and/or interview |
| Official Website | www.bankofindia.bank.in |
Bank of India Credit Office Recruitment 2025 Notification Download
Bank of India Credit Office Recruitment 2025 Important Dates
| Event | Date |
| Notification Date | 17 December 2025 |
| Commencement of Online Registration | 20 December 2025 |
| Last Date for Online Registration | 05 January 2026 |
| Last Date for Fee Payment | 05 January 2026 |
| Last Date for Editing Application | 05 January 2026 |
| Admit Card Release | To be notified later |
| Online Exam Date | To be notified later |
| Result Declaration | To be notified later |
Bank of India Credit Office Vacancy 2025
The Bank of India Credit Office Recruitment 2025 notification announces 514 vacancies across MMGS‑II, MMGS‑III, and SMGS‑IV in the GBO stream.
The posts carry category‑wise reservations and horizontal quotas for persons with benchmark disabilities and ex‑servicemen as per government norms.
| Scale / Post | SC | ST | OBC | EWS | UR | Total |
| Credit Officer MMGS‑II (GBO) | 172 | 112 | 62 | 31 | 41 | 418 |
| Credit Officer MMGS‑III (GBO) | 24 | 10 | 13 | 5 | 8 | 60 |
| Credit Officer SMGS‑IV (GBO) | 18 | 15 | 1 | 1 | 1 | 36 |
| Total | 214 | 137 | 76 | 37 | 50 | 514 |
Bank of India Credit Officer Recruitment 2025 Eligibility Criteria
The Bank of India Credit Office vacancy 2025 eligibility criteria combine educational qualifications and mandatory experience for each management scale.
Candidates must satisfy both conditions on the cut‑off date of 01 November 2025 and also meet the prescribed age limits.
Age Limit (as on 01.11.2025)
The age limit for Bank of India Credit Office Recruitment 2025 varies as per the scale of the post. Upper age relaxation applies for reserved categories according to Government of India guidelines and is detailed in the notification.
| Post / Scale | Minimum Age | Maximum Age | Cut‑off Date |
| Credit Officer MMGS‑II | 25 years | 35 years | 01 November 2025 |
| Credit Officer MMGS‑III | 28 years | 38 years | 01 November 2025 |
| Credit Officer SMGS‑IV | 30 years | 40 years | 01 November 2025 |
Educational Qualification and Experience
The candidates should be graduate along with relevant professional qualifications and experience as per scale.
Bank of India Credit Office Recruitment 2025 Qualification & Experience
| Post | Essential Qualification | Experience Requirement |
| Credit Officer MMGS‑II (GBO) | Bachelor’s degree or equivalent from a recognised university, with additional professional qualifications as specified for GBO roles | Minimum 3 years relevant experience in credit, banking, or financial services as per notification |
| Credit Officer MMGS‑III (GBO) | Bachelor’s degree or equivalent from a recognised university plus required professional credentials | Minimum 5 years relevant post‑qualification experience in banking or credit operations |
| Credit Officer SMGS‑IV (GBO) | Bachelor’s degree with MBA / PGDBM / any relevant PG degree / CA or equivalent from a recognised institution | Minimum 3 years managerial level experience in credit or related banking roles |
Bank of India Credit Officer Recruitment 2025 Application Fee
| Category | Fee Amount | Payment Mode |
| General / OBC / EWS | ₹850 | Online: debit card, credit card, net banking, UPI, or other permitted modes |
| SC / ST / PwBD | ₹175 | Online: debit card, credit card, net banking, UPI, or other permitted modes |
Bank of India Credit Officer Recruitment 2025 Salary
The pay structure follows industry norms for public sector banks and includes benefits like DA, HRA, and other admissible perks.
Bank of India Credit Office Recruitment 2025 Salary Structure
| Post | Pay Scale (₹) |
| Credit Officer MMGS‑II | 64820 – 2340 (1) – 67160 – 2680 (10) – 93960 |
| Credit Officer MMGS‑III | 85920 – 2680 (5) – 99320 – 2980 (2) – 105280 |
| Credit Officer SMGS‑IV | 102300 – 2980 (5) – 117200 – 3120 (2) – 123440 |
Bank of India Credit Officer Recruitment 2025 Selection Process
The Bank of India Credit Office Recruitment 2025 selection process evaluates professional knowledge, managerial skills, and suitability for credit officer roles.
The bank may use online examination, personal interview, or a combination of both depending on the number of applicants and administrative decisions.
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Online examination with objective tests on professional knowledge and related sections, as mentioned in the notification.
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Personal interview to assess domain expertise, communication, and overall suitability for the role.
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Document verification to confirm eligibility, experience, caste certificates, and other claims.
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Medical examination as per bank norms before final appointment.
The bank reserves the right to modify the pattern, combine stages, or shortlist candidates based on performance and requirements.
How to Apply Online for Bank of India Credit Officer Recruitment 2025
The online application process for BOI Credit Office 2025 vacancy. Candidates should keep scanned documents ready and follow every step carefully to avoid rejection.
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Visit the official website https://ibpsreg.ibps.in/boinov25/.
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Select “Apply Online”, which redirects to the IBPS registration page for this recruitment.
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Click “New Registration” and enter basic details like name, mobile number, and email ID.
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Note the provisional registration number and password sent to the registered mobile number and email.
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Log in again, fill the detailed Bank of India Credit Office Recruitment 2025 application form, and choose the post and scale.
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Upload scanned photograph, signature, thumb impression, and handwritten declaration in the specified format and size.
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Enter qualification, experience details, and other information accurately and review all entries carefully before final submission.
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Pay the application fee using the available online payment options and ensure confirmation of the transaction.
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Save and print the final submitted application form and fee receipt for future reference and document verification.
BOI Credit Officer Recruitment 2025 Important Links
| Description | Link |
| Official Bank of India Website | https://www.bankofindia.bank.in |
| Detailed Recruitment Notification PDF | Download |
| Apply Online Registration Portal | https://ibpsreg.ibps.in/boinov25/ |
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FAQs – Bank of India Credit Office Recruitment 2025
How many vacancies are notified under Bank of India Credit Office Recruitment 2025?
A total of 514 Credit Officer (GBO) vacancies are announced across MMGS‑II, MMGS‑III, and SMGS‑IV scales.
What are the application dates for Bank of India Credit Office Recruitment 2025?
Online applications open on 20 December 2025 and close on 05 January 2026.
What is the age limit for Bank of India Credit Office Recruitment 2025?
The age range is 25 to 40 years, depending on the scale, with relaxation as per category rules.
What is the application fee for Bank of India Credit Office Recruitment 2025?
The fee is ₹850 for General/OBC/EWS candidates and ₹175 for SC/ST/PwBD candidates.
What is the selection process in Bank of India Credit Office Recruitment 2025?
The selection process includes an online exam and/or interview, followed by document verification and medical examination.