Bank of India Credit Officer Recruitment 2025 514 Posts Apply Now – BOI में 514 पदों पर निकली सीधी भर्ती, जाने जरूरी डॉक्यूमेंट, फीस और ऑनलाइन फॉर्म प्रक्रिया

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Bank Oof India Credit Officer Recruitment 2025: Bank of India has announced the recruitment of credit officers under Project No. 2025‑26/01.

The recruitment offers 514 vacancies for the post of Credit Officer (General Banking Officer – GBO). Positions are available in MMGS‑II, MMGS‑III, and SMGS‑IV scales.

Candidates can apply online only through the official website www.bankofindia.bank.in. The selection process will include an online exam and/or interview.

The job location is All India, depending on the bank’s requirements.

Eligible candidates should apply now to build a career with a reputed public sector bank.

Bank of India Credit Office Recruitment 2025 Notification Overview

Particulars Details
Bank Name Bank of India
Recruitment Name Bank of India Credit Office Recruitment 2025
Post Name Credit Officer (General Banking Officer – GBO)
Scales MMGS‑II, MMGS‑III, SMGS‑IV
Total Vacancies 514
Project Number 2025‑26/01
Mode of Application Online only
Job Location All India, as per bank requirement
Selection Process Online exam and/or interview
Official Website www.bankofindia.bank.in

Bank of India Credit Office Recruitment 2025 Notification Download

Bank of India Credit Office Recruitment 2025 Important Dates

Event Date
Notification Date 17 December 2025
Commencement of Online Registration 20 December 2025
Last Date for Online Registration 05 January 2026
Last Date for Fee Payment 05 January 2026
Last Date for Editing Application 05 January 2026
Admit Card Release To be notified later
Online Exam Date To be notified later
Result Declaration To be notified later

Bank of India Credit Office Vacancy 2025

The Bank of India Credit Office Recruitment 2025 notification announces 514 vacancies across MMGS‑II, MMGS‑III, and SMGS‑IV in the GBO stream.

The posts carry category‑wise reservations and horizontal quotas for persons with benchmark disabilities and ex‑servicemen as per government norms.

Scale / Post SC ST OBC EWS UR Total
Credit Officer MMGS‑II (GBO) 172 112 62 31 41 418
Credit Officer MMGS‑III (GBO) 24 10 13 5 8 60
Credit Officer SMGS‑IV (GBO) 18 15 1 1 1 36
Total 214 137 76 37 50 514
PWD vacancies lie within the above numbers, with categories such as HI, VI, OC, and ID distributed across scales as mentioned in the detailed notification.
Bank of India Credit Officer Recruitment 2025 Eligibility Criteria

The Bank of India Credit Office vacancy 2025 eligibility criteria combine educational qualifications and mandatory experience for each management scale.

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Candidates must satisfy both conditions on the cut‑off date of 01 November 2025 and also meet the prescribed age limits.

Age Limit (as on 01.11.2025)

The age limit for Bank of India Credit Office Recruitment 2025 varies as per the scale of the post. Upper age relaxation applies for reserved categories according to Government of India guidelines and is detailed in the notification.

Post / Scale Minimum Age Maximum Age Cut‑off Date
Credit Officer MMGS‑II 25 years 35 years 01 November 2025
Credit Officer MMGS‑III 28 years 38 years 01 November 2025
Credit Officer SMGS‑IV 30 years 40 years 01 November 2025
Educational Qualification and Experience

The candidates should be graduate along with relevant professional qualifications and experience as per scale.

Bank of India Credit Office Recruitment 2025 Qualification & Experience

Post Essential Qualification Experience Requirement
Credit Officer MMGS‑II (GBO) Bachelor’s degree or equivalent from a recognised university, with additional professional qualifications as specified for GBO roles Minimum 3 years relevant experience in credit, banking, or financial services as per notification
Credit Officer MMGS‑III (GBO) Bachelor’s degree or equivalent from a recognised university plus required professional credentials Minimum 5 years relevant post‑qualification experience in banking or credit operations
Credit Officer SMGS‑IV (GBO) Bachelor’s degree with MBA / PGDBM / any relevant PG degree / CA or equivalent from a recognised institution Minimum 3 years managerial level experience in credit or related banking roles
Bank of India Credit Officer Recruitment 2025 Application Fee
Category Fee Amount Payment Mode
General / OBC / EWS ₹850 Online: debit card, credit card, net banking, UPI, or other permitted modes
SC / ST / PwBD ₹175 Online: debit card, credit card, net banking, UPI, or other permitted modes
The fee is non‑refundable, and candidates must ensure successful payment and retain proof for future reference.
Bank of India Credit Officer Recruitment 2025 Salary

The pay structure follows industry norms for public sector banks and includes benefits like DA, HRA, and other admissible perks.

Bank of India Credit Office Recruitment 2025 Salary Structure

Post Pay Scale (₹)
Credit Officer MMGS‑II 64820 – 2340 (1) – 67160 – 2680 (10) – 93960
Credit Officer MMGS‑III 85920 – 2680 (5) – 99320 – 2980 (2) – 105280
Credit Officer SMGS‑IV 102300 – 2980 (5) – 117200 – 3120 (2) – 123440
Additional allowances and benefits are applicable as per Bank of India and Government of India rules for officers.
Bank of India Credit Officer Recruitment 2025 Selection Process

The Bank of India Credit Office Recruitment 2025 selection process evaluates professional knowledge, managerial skills, and suitability for credit officer roles.

The bank may use online examination, personal interview, or a combination of both depending on the number of applicants and administrative decisions.

  • Online examination with objective tests on professional knowledge and related sections, as mentioned in the notification.

  • Personal interview to assess domain expertise, communication, and overall suitability for the role.

  • Document verification to confirm eligibility, experience, caste certificates, and other claims.

  • Medical examination as per bank norms before final appointment.

The bank reserves the right to modify the pattern, combine stages, or shortlist candidates based on performance and requirements.

How to Apply Online for Bank of India Credit Officer Recruitment 2025

The online application process for BOI Credit Office 2025 vacancy. Candidates should keep scanned documents ready and follow every step carefully to avoid rejection.

  1. Visit the official website https://ibpsreg.ibps.in/boinov25/.

  2. Select “Apply Online”, which redirects to the IBPS registration page for this recruitment.

  3. Click “New Registration” and enter basic details like name, mobile number, and email ID.

  4. Note the provisional registration number and password sent to the registered mobile number and email.

  5. Log in again, fill the detailed Bank of India Credit Office Recruitment 2025 application form, and choose the post and scale.

  6. Upload scanned photograph, signature, thumb impression, and handwritten declaration in the specified format and size.

  7. Enter qualification, experience details, and other information accurately and review all entries carefully before final submission.

  8. Pay the application fee using the available online payment options and ensure confirmation of the transaction.

  9. Save and print the final submitted application form and fee receipt for future reference and document verification.

How many vacancies are notified under Bank of India Credit Office Recruitment 2025?

A total of 514 Credit Officer (GBO) vacancies are announced across MMGS‑II, MMGS‑III, and SMGS‑IV scales.

What are the application dates for Bank of India Credit Office Recruitment 2025?

Online applications open on 20 December 2025 and close on 05 January 2026.

What is the age limit for Bank of India Credit Office Recruitment 2025?

The age range is 25 to 40 years, depending on the scale, with relaxation as per category rules.

What is the application fee for Bank of India Credit Office Recruitment 2025?

The fee is ₹850 for General/OBC/EWS candidates and ₹175 for SC/ST/PwBD candidates.

What is the selection process in Bank of India Credit Office Recruitment 2025?

The selection process includes an online exam and/or interview, followed by document verification and medical examination.

 

 

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